CD Calculator

This material is provided for general and education purposes only; it is not intended to provide investment advice.

Rate accurate as of 4/1/2024 and subject to changes. The minimum balance required to open a Certificate Account and obtain the above Annual Percentage Yield (APY) is $500. The APY is based on the assumption that the dividends will remain in the account until maturity. Early withdrawal may result in a penalty, which could reduce earnings. The APY is based on qualifying for the rewards rate. To qualify for a Rewards Rate Certificate Account, you must have two of the following relationships: direct deposit of at least $1,000 per month into a credit union checking account; at least $25,000 on deposit; or a qualifying loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Cards. A qualifying loan must have a balance that is not delinquent or in collections and credit cards must have a purchase transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rate.