Insurance
Peace of mind knowing you’re covered no matter what.
No one knows what the future will hold, which is why risk management is so important.
Whether you're looking to protect your family if you're no longer around or want to minimize the financial impact of a devastating illness or aging, dealing with these risks should be an essential part of your financial plan. Your Wealth Advisor will help you explore the available options and regularly review your coverage so it matches your evolving needs.
Life Insurance
A life insurance policy lets you protect and take care of your family financially when you're not there to do it. With life insurance, you can rest assured that your family will have money to put toward paying off the mortgage, financing a child's education or protecting your retirement plans. Your Wealth Advisor will help you select the right policy for your family and your financial goals, along with the right amount to ensure you and your loved ones are protected.
Long-term Care and Disability Insurance
If you or a family member needs long-term care due to a prolonged disability, natural aging or an accident, the financial burden can be disastrous without the proper protection. In fact, average long-term care can range from $38,220 to $75,190 per year1. Long-term care and disability insurance can help you project your financial future.
Long-Term Care Insurance covers services such as:
- Nursing home care
- Home health care
- Services in assisted living facilities
- Adult day care
- House cleaning services
- Meal preparation
Digital Wealth Management
A self-service channel that allows you to develop an account, choose investments
and actively manage your portfolio on an ongoing basis.
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Disclosure
For detailed information, including Form ADV Parts 1, 2, 2b, 3 (Form CRS), and Appendix 1 (Wrap Brochures) visit the SEC website.
*All references to BCU Wealth Advisors will mean BCU Wealth Advisors, LLC, a wholly-owned subsidiary of BCU. Investment advisory services are offered through BCU Wealth Advisors, LLC; an investment adviser registered with the United State Securities and Exchange Commission and domiciled in the State of Illinois. Insurance products and services in California are provided by Insurance Services of BCU (CA License #0L98492). Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA / SIPC) and SEC-registered investment adviser. Products and recommended securities offered through BCU Wealth Advisors or CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Baxter Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States. This website is not to be directly or indirectly interpreted as a solicitation of investment advisory services to residents of a jurisdiction unless the firm is notice-filed, registered or is eligible for exemption from notice-filing or registration in that jurisdiction. The contents of this webpage are not to be copied, quoted, excerpted or distributed without express written permission of the firm. Nothing on this webpage is intended as legal, accounting, or tax advice, and is for informational purposes only.