Home Buying
Rewards members* will receive $1,050 off closing costs for first mortgage applications submitted May 1, 2025 through May 31, 2025.**
Your path to homeownership.
If you’re here, you may be ready to buy or start saving for a home — how exciting! Whether you’re a first-time home buyer or next-time home buyer, we’ll support you every step of the way.
I'm Ready to Apply
If you’re ready to buy or refinance a home, applying is your next move.
Buying a home is a big deal. Feel free to call 847-932-8741 any time or share your contact info and we’ll talk it through.
Buy Now, Refi Later
Buy your dream home today and look toward a better rate tomorrow! Refinance with BCU within 36 months of closing and you’ll receive a credit of up to $1050* to cover lender fees.
Tools & Resources
I'm Researching
Understanding The Process
Get to know the stages of the home loan process.
Rent vs Buy Calculator
Determine the value of buying over renting.
Rates and Mortgage Options
Choose from flexible financing options and competitive rates to fit your needs.
Consult an Expert
Not sure where to start? Let’s talk! Call 847-932-8741 or share your contact info.
I'm Preparing
Find an Agent
Buy or sell your home with a local HomeAdvantage® real estate agent and earn cash rewards.
Affordability Calculator
Calculate how much house you can afford.
Lock In Rate
Protect your mortgage rate while you house hunt with FlexiRate™.
Application Checklist
As you prepare to apply, here are some important docs and info to gather.
I'm Ready to Apply
Importance Of Preapproval
Review the three reasons you should solidify a mortgage preapproval before you shop.
Mortgage Payment Calculator
Compare various mortgage options based on term length and rate.
Apply for a Mortgage
Get started with your application and we’ll guide you through the process.
Check Status
Log into your existing mortgage application.